Payroll Services for Montgomery County, PA Businesses

A Payroll Office Inside Montgomery County

Many payroll companies serve this area from offices far outside it. LMF3 works from Audubon, right here in the county. When you call us, you are calling a firm that operates in Montgomery County, not a national queue.

Lou Frangiosa, our CEO, has spent more than 15 years managing payroll, HR, and benefits. Every client gets a dedicated payroll professional who knows the account and picks up the phone.

LMF3 serves businesses all across Montgomery County and nationwide. Payroll problems do not keep office hours, so we keep long ones. The office is open Monday through Sunday, 8AM to 8PM.

Act 32 Local Tax Withholding in Montgomery County

Pennsylvania's Act 32 requires employers to withhold local earned income tax for their Pennsylvania employees. The money is collected through county tax collection districts. Getting it right means matching each employee's home municipality and work municipality, then filing with the correct district. The setup work matters, because errors repeat every pay period until someone catches them.

The Local Services Tax adds another layer. It applies in many municipalities, and whether it applies to your people varies by municipality. We track both taxes for every client so the withholding is correct from the first payroll and stays correct when someone moves.

Philadelphia works differently. The city levies a Wage Tax that employers must withhold for Philadelphia residents and for work performed in the city. It is the biggest payroll difference between the city and the suburban counties. If your Montgomery County business has employees who live or work in Philadelphia, we handle that withholding too.

State Filings: Unemployment and Workers Compensation

Every Pennsylvania employer registers for unemployment compensation and files quarterly reports. We handle the registration when you hire your first employee, and we handle the quarterly filings every quarter after that. Our filing accuracy is 100%.

If you are hiring your first employee, we open the state accounts before your first payroll runs. That way nothing files late while you are getting started.

Workers compensation is tied closely to payroll. We know Pennsylvania workers compensation, so your coverage and your payroll records stay consistent.

Some Montgomery County firms have employees beyond Pennsylvania. We run multi-state payroll and serve businesses nationwide, so an out-of-state hire does not force you to change providers.

One Provider for Payroll, HR, Benefits, and Insurance

Many businesses split payroll, HR, benefits, and insurance across three or four vendors. LMF3 puts all four under one provider. That means one point of contact and fewer places for details to fall through.

When a new hire starts, payroll setup, benefits enrollment, and HR paperwork happen in one place. When something changes, you make one call instead of four. Insurance sits with the same team, so a workers comp certificate does not mean a third phone call.

Benefits changes reach payroll fast for the same reason. When enrollment changes a deduction, payroll reflects it in the same pay period. One team makes the change once, and nothing is handed between vendors and dropped.

What Working With LMF3 Looks Like

You get one dedicated payroll professional who handles your account and knows your business. You call or email, and you hear back the same day during business hours. No ticket numbers, and no waiting three days for a reply.

There are no long-term contracts. You stay because the work is good, and you can leave if it is not. We think that is how a service firm should earn its clients.

If you run a business in Montgomery County and want your payroll handled by people nearby, start with a free consultation. Call 484-318-5394 or email Lou@LMF3services.com.