Payroll Services for Chester County, PA Businesses
LMF3 Payroll Services is a payroll and HR firm in Audubon, PA serving Chester County businesses. We handle payroll, HR, benefits, and insurance under one provider, and our office is in Audubon, in Montgomery County, minutes from Norristown. You get one number to call and one team that answers.
Payroll Service Built for Chester County Businesses
Every client works with a dedicated payroll professional. That person knows your company, your pay schedule, and your filings. When you call, you reach someone who already knows your account. You are not re-explaining your setup to a call center every time.
We respond same-day during business hours. We stand behind 100% filing accuracy. And we do not use long-term contracts, so you stay because the work is good, not because a piece of paper says you have to.
Our CEO, Lou Frangiosa, has spent more than 15 years managing payroll, HR, and benefits. As CEO, he makes sure a business owner gets a direct line to a person, not a ticket queue.
Act 32 Withholding and Local Taxes in Chester County
Pennsylvania's Act 32 requires employers to withhold local earned income tax from their PA employees. The money flows through county tax collection districts, and Chester County has its own. Your job as an employer is to withhold the right amount based on where each employee lives and works, then remit it on time.
That gets messy the moment someone lives in one municipality and works in another. We assign the codes, run the withholding, and file with the district. It works the same whether your shop is in West Chester, the county seat, or anywhere else in the county.
Many municipalities also levy a Local Services Tax. We track where it applies on your payroll and withhold for the employees who owe it. No rates to memorize and no spreadsheets to maintain on your end.
New hires are a common starting point for local tax mistakes. We collect the residency paperwork up front, confirm the municipality, and set the withholding before the first paycheck runs.
PA Unemployment and Workers Compensation
Every Pennsylvania employer has to register for state unemployment compensation and file quarterly reports. We handle registration for new employers, file every quarter, and keep your account in good standing. If you are hiring your first employee, we set up the accounts before your first payroll so nothing files late. You get copies of everything we file, so your records stay complete.
Workers compensation is a separate obligation, and it is one we know well. Because we handle insurance alongside payroll, your policy and your wage records stay matched up. That saves real headaches when the carrier audits your payroll. We can also quote the coverage itself, since insurance is part of what we do.
HR and Benefits Support Between Pay Runs
Payroll problems are often HR problems wearing a different hat. A new hire needs paperwork, an employee moves to a new township, someone's hours change and their benefits change with them. Because we run HR and benefits alongside payroll, those changes get made once and flow everywhere they need to go.
We also help with the questions that come up between pay runs. What to do when an employee disputes a paycheck. How to add a benefit without breaking your withholding. Your dedicated professional answers those calls the same day.
One Provider for Payroll, HR, Benefits, and Insurance
Getting payroll, HR, benefits, and insurance from one firm means fewer handoffs and fewer things falling through the cracks. If your company also has people outside Pennsylvania, we run multi-state payroll and serve businesses nationwide.
Our office is at 2607 Egypt Rd, Suite 100 in Audubon. That is in Montgomery County, minutes from Norristown. We are open Monday through Sunday, 8AM to 8PM.
If you want to talk through your payroll, your local taxes, or a switch from your current provider, the consultation is free. Call 484-318-5394 or email Lou@LMF3services.com.
Frequently Asked Questions
Do you handle Act 32 withholding for my Chester County employees?
Yes. We assign the correct municipality codes, withhold local earned income tax, and remit through the Chester County tax collection district. If someone lives in one township and works in another, we work out which withholding applies. You do not have to track any of it yourself.
Some of my people live or work in Philadelphia. Does that change my payroll?
It does. Philadelphia levies a Wage Tax that employers must withhold for Philadelphia residents and for work performed in the city. That is the biggest payroll difference between the city and the suburban counties, and it runs on different rules than Act 32 withholding in Chester County. We handle both on the same payroll.
Where is your office relative to Chester County?
We are in Audubon, in Montgomery County, minutes from Norristown, and we serve businesses nationwide. The office is open Monday through Sunday, 8AM to 8PM. If you would rather meet in person than talk by phone, that is easy to arrange.
Will my Chester County business be locked into a long-term contract?
No. We do not use long-term contracts, and you can leave whenever you want. You still get a dedicated payroll professional and same-day response during business hours. We keep clients by doing the work well, not by holding them to an agreement.
Schedule Your Free Consultation
Call (484) 318-5394 or email Lou@LMF3services.com. Free. No obligation. Same-day response during business hours.