Payroll Services for Delaware County, PA Businesses
LMF3 Payroll Services is a payroll and HR firm in Audubon, PA serving Delaware County businesses. We handle paychecks, local tax withholding, quarterly filings, HR, and benefits for employers across the county, including Media, the county seat. Our office is in Audubon, in Montgomery County, and you can meet with us in person whenever you want.
What LMF3 Handles for Delaware County Employers
Running payroll takes time you could spend on your business. LMF3 handles the checks, the direct deposits, the tax withholding, and the filings behind every pay run. We stand behind that work with 100% filing accuracy.
Every client gets a dedicated payroll professional. You call one person who knows your account, and you get a same-day response during business hours. There are no long-term contracts, so we earn your business every pay period.
Our CEO, Lou Frangiosa, has spent more than 15 years managing payroll, HR, and benefits. That experience shows up in the details, from a clean first payroll run to quarterly filings that go out on time.
Act 32 Withholding in Delaware County
Pennsylvania's Act 32 requires employers to withhold local earned income tax for their PA employees. The tax is collected through county tax collection districts. If you have people living or working in Delaware County, this applies to you.
Getting it right means knowing where each employee lives and where each one works. We track both for every person on your payroll, withhold for the correct district, and file with the right collector.
When you sign on, we review how your current payroll handles local tax. If an employee is coded to the wrong district, we fix it before the next run. New hires get set up correctly from day one.
Philadelphia is a different story. The city levies a Wage Tax that employers must withhold for Philadelphia residents and for work performed in the city. That is the biggest payroll difference between the city and the suburban counties, and it matters when a Delaware County crew takes a job in Philadelphia.
Local Services Tax, Unemployment, and Workers Comp in Pennsylvania
The Local Services Tax is another local obligation, and it applies in many municipalities. We check where it applies on your payroll, withhold where the tax is due, and file with the right office.
Pennsylvania unemployment compensation applies statewide. Every employer registers with the state and files quarterly wage reports. We handle the registration, the reports, and the payments so nothing slips. If you are hiring your first employee, we get the accounts opened before your first payroll.
We also know Pennsylvania workers compensation well. Payroll and workers comp run on the same wage records, so keeping both with one firm keeps those records consistent. If a workers comp question comes up mid-year, you ask the same people who run your payroll.
HR, Benefits, and Insurance in One Place
Payroll questions rarely show up alone. A new hire needs paperwork. An employee asks about coverage. We offer payroll, HR, benefits, and insurance under one provider, so those questions all go to the same place.
That matters for a small Delaware County business without an HR department. Instead of juggling separate vendors for payroll, benefits, and insurance, you work with one firm and one dedicated professional who already knows your company.
Our Audubon, PA Office
Our office is at 2607 Egypt Rd, Suite 100, Audubon, PA 19403. That is in Montgomery County, minutes from Norristown. When you want to meet in person, we can set that up.
We are open Monday through Sunday, 8AM to 8PM. Payroll problems do not keep office hours, so we keep long hours, seven days a week. Reach us by phone or email whenever something comes up.
If you are ready to hand off payroll, or you want a second opinion on how yours is set up, we should talk. Call 484-318-5394 or email Lou@LMF3services.com to schedule a free consultation.
Frequently Asked Questions
Do you handle Act 32 local tax withholding for my Delaware County employees?
Yes. Act 32 makes local earned income tax withholding the employer's job for Pennsylvania employees. We track where each of your people lives and works, withhold for the correct tax collection district, and file with the right collector. If an employee moves mid-year, we update the district with the next payroll.
We have workers in Delaware County, PA and in the state of Delaware. Can you handle both?
Yes, and they are two different places with two different sets of rules. Delaware County, PA follows Pennsylvania rules, including Act 32 withholding and state unemployment filings. The state of Delaware has its own withholding and filing requirements. We run multi-state payroll for businesses nationwide, so one payroll can cover both without mix-ups.
Do I have to withhold the Local Services Tax for employees working in Delaware County?
It depends on the municipality. The Local Services Tax applies in many Pennsylvania municipalities, and the answer can differ from one municipality to the next. We check every municipality on your payroll and handle the withholding and filing wherever the tax applies.
Your office is in Audubon. Can you support a business based in Media or elsewhere in Delaware County?
Yes. Our office is at 2607 Egypt Rd, Suite 100 in Audubon, open Monday through Sunday, 8AM to 8PM. Most payroll work happens by phone and email anyway, and you get a same-day response during business hours. When you want to sit down face to face, we can arrange it.
Schedule Your Free Consultation
Call (484) 318-5394 or email Lou@LMF3services.com. Free. No obligation. Same-day response during business hours.