Workers Compensation: What You Need to Know
A comprehensive guide to workers compensation insurance requirements, coverage options, and best practices for Pennsylvania businesses. Learn about classification codes, experience modifiers, and premium reduction strategies.
Pennsylvania Workers Compensation Requirements
Pennsylvania law requires nearly all employers to carry workers compensation insurance. Coverage must be in place from the first day of employment, regardless of whether the employee is full-time or part-time.
Premium Calculation and Cost Reduction
Premiums are based on classification codes, payroll amounts, and your experience modification rate. Implementing workplace safety programs and return-to-work policies can reduce your costs over time.